Sunday, January 31, 2010

Insurance Claims


If you have been injured in an accident or through someone else’s negligence you need an aggressive and knowledgeable Injury attorney in your corner. Do not fight the insurance company alone. They know that a person who is not an attorney does not have the knowledge or ability to take on the resources of their company. Their adjusters will try and minimize the insurance company’s exposure, and thereby the compensation paid for your injuries and/or damages.

When you purchase an insurance policy, that policy is a contract between you and the insurance company. Your insurance company has a duty to you to act in good faith. In other words, by you agreeing to the policy and paying the premiums, the insurance company agrees to cover you when you have a valid claim. If your insurance company fails to pay you on a valid claim, they are in breach of their contract.


Personal Injury Attorney


Personal injury cases are serious matters. They often involve grave injury, permanent disability, and even death. Victims depend on the personal injury lawyer to recover financial damages that are required to cover their medical treatments, replace permanently lost income, and compensate for their pain and suffering.

Without a qualified, experienced personal injury lawyer, their chances of receiving fair compensation plummet. That's why it’s really important that, if you’ve been a victim of personal injury, you choose the right personal injury lawyer to represent you.


Thursday, January 28, 2010

Personal Injury Attorney


Most people are not aware of what their Personal Injury Attorney can do for them, often wishing they had known all the facts before the fall. There is an entire list of injuries that come under the purview of personal injury. In addition to auto accidents and product liabilities, it also includes malpractice, wrongful death, birth injuries, bodily injuries, negligent acts and construction accidents.

Protecting the rights of the injured is the primary aim of Personal Injury Lawyers and by hiring a reputed Personal Injury Attorney you can be assured of being rightfully redressed. Just bear in mind that all this is possible only if you immediately contact your Personal Injury Attorney in the event of a personal injury to yourself or a loved one, before you get in touch with your insurance company or anyone else, for that matter.

Your Personal Injury Lawyer Knows Who is Accountable


You just tripped over a rug put outside the dentist’s office and your mangled body ended up on the concrete floor, 25 steps below. Immediate medical treatment and x-rays revealed permanent impairment to the shoulder and knee due to the fall. Adding humiliation to injury, you now have to borrow from your neighbors to pay the huge medical bills.

Now, who can you hold accountable? You would not have broken your bones in the first place had there not been a rug placed outside the dentist’s office. Do you blame the rug or your unlucky stars? Well, neither, if you have the good sense to hire a reputed Personal Injury Attorney, well-versed in the personal injury laws of the United States.

Personal Injury Lawyers will tell you that every individual owes a “duty of care” to those around him / her. If that “duty of care” is compromised due to negligence, intentional / unintentional acts or the unsafe actions of a third party, then the injured person deserves to be compensated for the monetary, physical or emotional damages suffered.

About Personal Injury Lawyers


It is quite common for insurance companies to deny claims and under-compensate losses / injuries they ought to pay the insured. Taking advantage of the injured party’s lack of relevant knowledge and ability in fighting the insurance company, the insurance adjusters often try and minimize the insurance company’s exposure, drastically nullifying the compensation package.

Personal Injury Lawyers have what it takes to protect the rights of the injured and obtain them the compensation that is duly theirs. The myriad personal injury areas covered by lawyers include slip & fall cases, improper upkeep of premises, dog bites / animal attacks, insufficient security and so forth. In the United States, the most common types of personal injury claims are road traffic accidents, accidents at work, tripping accidents, assault claims, accidents in the home, product defect accidents (product liability) and holiday accidents.

Personal Injury Lawyers owe their clients a duty of loyalty and will always work to protect the best interests of their clients. In most cases, reputed Personal Injury Lawyers will be able to prove negligence of the third party, thereby entitling monetary compensation to the injured.

Leave the Legal Battle to your Personal Injury Lawyer


Recently, a young boy sustained minor injuries after his bicycle collided with his neighbor’s huge German Shepherd. Though surface injuries to the boy did not extend beyond a scraped knee, twisted elbow and dismantled bicycle, complications from the elbow injury drained the boy’s family financially, physically and emotionally.

The dog owner’s insurance company did everything possible to deny all liabilities to the boy. The boy’s family could not fight the insurance company since they had not hired a Personal Injury Attorney and was, hence robbed of his rightful compensation. Sad but true.

This is when you feel the mere presence of Personal Injury Lawyers would have brought in a world of difference to the injured boy and his family. Taking the above-mentioned personal injury into consideration, an experienced Personal Injury Attorney would have been able to convince the dog owner’s insurance company and settle the liability on a 50 percent contributory fault basis.